Age pension shortened: This is how the accident pension endangers its pension payments!

Age pension shortened: This is how the accident pension endangers its pension payments!

Bremen, Deutschland - In Bremen, a judgment by the Lower Saxony-Bremen State Social Court ensures excitement among pensioners. A pensioner who, due to a serious accident during his training as a plane maker, was faced with an accident pension, was faced with a drastic reduction in his old -age pension. In his case, the retirement pension was shortened by more than 250 euros per month. Instead of the hoped -for 1,762.75 euros, he was only paid 1,508.40 euros. This decision was recently legally confirmed by the State Social Court after the pensioner had sued for the determination of the pension insurance. Pension notification24 reports that the statutory accident pension is counted, which leads to this reduced retirement pension. The plaintiff had a degree of reduced earning capacity of 30%, which noticeably restricted his life situation.

How did this situation come about? The pensioner was seriously injured in 1970 in an accident at work, which unfortunately should accompany him for a lifetime. After his recovery, he acquired a mechanical engineering qualification and worked as an engineer until part -time. In 2013 he applied for his retirement pension for severely disabled people just to find out that the crediting of the accident pension significantly reduced his payment. The border amount, which specifies which amount he may receive overall, was calculated on the basis of his income before the accident. This led to the legal clarification, according to which the sum from the accident pension and the unabridged old -age pension must not be higher than its income at the time.

The legal framework

The regulations for the crediting of pensions from statutory accident insurance on old -age pensions are important. As explained on the platform of the German pension insurance, § 93 SGB VI. This paragraph states that pensions are only paid if they do not exceed the set limit together with the accident pension. This border amount is usually set to 70% of a twelfth of the annual work earnings and serves to avoid oversupply from the pension fund. German Pension Insurance Accident pensions are not counted towards the old -age pension, which means a certain relief for owners of private insurance.

The decision of the court has a signal effect for many pensioners in similar situations. According to accidentrente.net , the plaintiff made it clear through his complaint that an increase in his retirement pension by the accident pension is not possible, since the legal framework conditions do not allow this. This could affect many those affected, so pensioners should make sure to correctly state the pension insurance of the purchase of their accident pension in the pension application in order to avoid later problems.

FAZIT

The framework conditions of the pension insurance are clear: Anyone who receives an accident pension must expect restrictions on their old -age pension. The example of the Bremen pensioner shows how important it is to understand the provisions in detail and act accordingly. With the tailwind of this decision, it remains to be seen how this topic will develop. For many affected people, it could be time to find out about their options and rights so as not to get into the same situation.