Insurance fraud in Bremen: man causes 16 accidents!

Insurance fraud in Bremen: man causes 16 accidents!

An insurance fraud scandal is causing a stir in the Hanseatic city of Bremen: a man who is said to have provoked at least 16 traffic accidents in the recent past is the focus of the investigation. The aim of his machinations was to file liability claims with various insurance companies. This reports buten and within.

The Bremen police explain that there are increasingly suspicious cases in the area of ​​traffic accidents. Around 10% of all claims are considered problematic, according to Kathrin Jarosch from the German Insurance Association (GDV). The police differentiate between provoked and fictitious accidents, with the former category being much more common. In the event of a provoked accident, the perpetrator specifically exploits driving errors or unclear traffic situations to cause damage.

Provoked vs. Fake Accident

A good example of a provoked accident is abrupt braking in traffic, where the blame is often placed on the vehicle behind. In other cases - fictitious accidents - previously damaged vehicles are used in so-called "staged" accidents in order to settle lucrative claims. Typical scenarios here include engineered rear-end collisions or intentional signaling of a right-of-way that then ends in a crash.

But how do you recognize such machinations? Warning signs of fraud include, for example, unusual driving behavior on the part of the alleged victim or a high-quality vehicle that is associated with an aggressive driver. The police recommend acting immediately if you suspect something: taking photos of the accident scene and the vehicles, interviewing witnesses and informing both the police and the insurance company are crucial steps.

The dark sides of everyday insurance life

Unfortunately, such cases of manipulated traffic accidents are more common than many people think. Loud bussgeldkatalog.net Fraudsters' methods are constantly evolving. New forms of fraud have emerged, particularly through the Internet, where information is shared about the best way to deal with insurance fraud. Examples include intentionally caused accidents involving several people colluding or the “Berlin Model,” where stolen vehicles are used.

Insurance companies have also responded with the new methods that fraudsters use. GDV reports that they are increasingly developing software to detect fraud indicators and are relying on employing trained employees to combat fraud. Image forensics and special technical systems are also used to detect counterfeits. Responsible damage reporting by policyholders is essential.

Injuries caused by such manipulated accidents are not uncommon and the legal consequences are serious. According to Section 265 of the Criminal Code, insurance fraud can be punished with up to three years in prison or a fine. If a fictitious accident is discovered, the damage will not be covered and the insurance relationship will usually be terminated.

The current developments in Bremen are a stark reminder of how important it is to be aware of what is happening on the streets. Whether driving or reporting damage, a watchful eye can not only save lives, but also protect against major financial disadvantages.